Account	Highlights	Interest	Service Charge
Small Business Checking	Ideal for businesses with limited check-writing needs Items deposited are limited to 100 during the calendar month Checks are limited to 30 during the calendar month No minimum balance required Analysis statement available eStatement available	None	Charge for check activity - $0.50 per check paid in excess of 30 during the calendar month. If more than 100 items are deposited during the calendar month, a $15 maintenance fee will be charged plus $.20 per item deposited in excess of 100 items. Earnings credit given to offset service charges: Calculated on average positive available balance less a 5% reserve requirement Variable rate based on current market conditions Charges incurred for negative available balances: Calculated on average negative available balance Based on Prime as posted in the Wall Street Journal on the last business day of the month, plus 4.75%

Account	Highlights	Interest	Service Charge
Business Checking	Available to all types of businesses No minimum balance required Analysis statement available eStatement available	None	Monthly Maintenance fee: $8 Checks paid: Paper statement:  $0.15 eStatement:  $0.07 Electronic Debits/Credits:  $0.05 Checks deposited: On us: $0.05 All others: $0.08 Earnings credit given to offset service charges: Calculated on average positive available balance less a 5% reserve requirement Variable rate based on current market conditions Charges incurred for negative available balances: Calculated on average negative available balance Based on Prime as posted in the Wall Street Journal on the last business day of the month, plus 4.75%

Account	Highlights	Interest	Service Charge
Business Interest Checking	Available to all types of businesses eStatement available Analysis statement available No minimum balance required	Accrues daily; credited and compounded monthly	Monthly Maintenance fee: $8 Checks paid: Paper Statement:  $0.15 eStatement:  $0.07 Electronic Debits/Credits:  $0.05  Checks deposited: On us: $0.05 All others: $0.08 Charges incurred for negative available balances: Calculated on average negative available balance Based on Prime as posted in the Wall Street Journalon the last business day of the month, plus 4.75%

Account	Highlights	Interest	Service Charge
Community Groups Checking	Designed for non-profit and community organizations such as sports teams, reunions, committees and others Make unlimited deposits Limited check writing No minimum balance required eStatement available	None	No monthly maintenance fee Charge for check activity - $0.15 per check paid in excess of 30 during the statement cycle.

Account	Highlights	Interest	Service Charge
Money Market	$2,500 minimum balance required Unlimited in-person transactions Withdrawal limitations apply per federal regulation*	Accrues daily; credited and compounded monthly Pays interest on a tiered basis	$10 monthly maintenance fee if account falls below $2,500 on any day during the statement cycle

* During any calendar month, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order.